Financial Support

Further Education

If you are 19+ and looking to fund your course for the 2020-21 academic year, you can with the Advanced Learner Loan. Government loans are now available to students aged 19 and over for eligible Further Education courses at Levels 3 to 6. This will not affect your entitlement to full funding for your First Full Level 3 qualification for those aged 19 to 23.

The Advanced Learner Loan will be available to students aged 19+ starting eligible Further Education courses from 1st August 2020 onwards. You can apply for the loan from May 2020.

Before making your decision to take a loan, we recommend you visit the Money Advice Service website for independent advice.


Qualifying for an Advanced Learner Loan all depends on your course, college or training provider, age and nationality or residency status.

Advanced Learning Loan Further Information

The loan is easy to apply for, your household income is not taken into account and it does not involve a credit check. If your course is eligible, the loan will fund your tuition fees at Level 3 and above, including HE Access courses. You only start to pay back the loan once you have finished your course and you are earning over £25,000. Until then you do not need to pay back anything, but you can make voluntary repayments at any time.

Payments and Interest

Whether you are a parent returning to work, a job seeker looking to enhance your employment prospects, or you are thinking about a career change, there is a Havering Colleges course that is right for you, and the financial help to get you started.

How to Apply

If you decide to apply for the loan you need to obtain a learning and funding information letter from our Admissions Team – you will receive this letter following your offer of a place on the course. You will need a National Insurance number to complete your loan application and a valid passport if you have one.

If you need assistance with your online application, Student Services are happy to help. Come and see us with your learning and funding information letter, your National Insurance number and passport.

Click here to Begin Your Load Application

If you are studying a degree course do not apply for the Advanced Learner Loan, please see information on applying for Higher Education funding on

Advanced Learner Loan Bursary Fund

For students in hardship, you may be eligible for financial assistance with childcare fees and travel costs for the days you attend your course. Eligibility criteria apply and you need to have an approved Advanced Learner Loan. Contact Student Services for more information on 01708 462718.

For Adults

Ardleigh Green and Rainham campuses only

Student Services are available to offer you information, advice and guidance regarding financial support whilst studying. Assistance will be given to access appropriate funding, this includes personal one-to-one appointments, as well as group presentations.

Discretionary Learner Support Fund for students aged 19 and over

Students studying on full or part-time courses who have an individual income of £21,000 or below per year can apply. Students will also usually be eligible if they receive a benefit such as Income Based Job Seekers Allowance, Income Support, Guarantee element of Pension Credit, Universal Credit, Working Tax Credit or Income Related Employment Support Allowance. A contribution towards course-related costs including books, materials, equipment, childcare, work experience, residential trips and travel can be made. All financial awards are subject to funding.

Tap N’ Eat Free College Meals – Further Education Students

Students aged 19-25 who are subject to an Education Health Care Plan (EHCP), are eligible if they or their parents receive one of these benefits:

  • Income Support
  • Income based Job Seekers Allowance
  • Income based ESA
  • Guarantee element of Pension Credit
  • Child Tax Credit with a household income of under £16,190
  • Universal Credit with net earnings not exceeding £7,400 per year

Please come into Student Services at Ardleigh Green or Rainham campuses or call us on 01708 462718 for more information or an application form.

For young people

The 16 to 19 Bursary and Free School Meals Fund aims to provide financial support for economically or socially disadvantaged young people so that they may overcome financial barriers that threaten their participation in education. There are two types of 16 to 19 Bursaries: A Vulnerable Bursary; and a Discretionary Bursary/Free School Meals.
To be eligible for a Bursary/Free School Meals, students must:

  • Be under 19 years old on 31st August 2020 (students aged 19 or over are only eligible to receive a Discretionary Bursary if they are continuing on a study programme they began aged 16 to 18, or have an Education, Health and Care Plan (EHCP). Students aged 19 or over are not eligible for a Vulnerable Bursary).
  • Meet the residency and household income criteria

Successful applicants will receive/be provided with the following:

  • Financial support paid directly into the student’s own bank account
  • Costs directly associated with their course
  • Free School Meals

Tap N’ Eat Free College Meals

Students aged 16 and under 19 on 31st August 2020, whose parents are out of work and claiming out of work benefits, can apply for Free College Meals. Eligible benefits are Income Support, Income Based Job Seekers Allowance, Income-Based ESA, the Guarantee element of Pension Credit and Child Tax Credit. They must also meet household income criteria.
Students aged 19-25 who are subject to a Learning Difficulty Assessment (LDA) or Education Health Care Plan (EHCP) are also eligible if they or their parents receive one of the eligible benefits above.

Care to Learn Funding

You can claim Care to Learn if you are a parent who is under 20 years old at the start of your course and studying at college. Care to Learn pays childcare fees while you attend college.
For more information visit Care to Learn at

How do I apply?

Complete and sign the relevant application form and return with the supporting documentation as requested to the college’s Finance Services.

Students’ Union

Havering Colleges Students’ Union is a group that have been elected to represent the views of all students to the governors, senior leadership team, and local and national government. Weekly meetings are held to discuss any issues or concerns that students may have, work on campaigns and plan events.

The Union also organises and encourages social events, charity events and awards ceremony. One of the group’s flagship events is the Students’ Union Variety Awards. This aims to recognise the achievements of both students and staff in a professionally organised ceremony with guest speakers and entertainment. It is usually attended by over 100 guests.

The Students’ Union aims to promote the general welfare of students. The Union represents all students, regardless of race, creed or circumstance to achieve their full potential.
The Students’ Union maintains a close affiliation with the National Union of Students (NUS), and representatives attend conferences and seminars across the UK to keep updated on national issues and to contribute to discussions.

What are the benefits of being a Students’ Union Officer?

  • Represent all the students of Havering Colleges
  • See behind the scenes how the college operates and have a say in key decisions
  • Become a Student Governor
  • Visit other colleges and universities
  • Make new friends within the college
  • Go to conferences all over the UK
  • Set up and support award ceremonies, clubs and societies and other social events
  • Go on trips and residentials
  • Build new skills through training
  • Support the welfare of students
  • Meet with the colleges’ senior leadership team and governors
  • Enhance your CV and add value to university applications

More information about the Students’ Union and the NUS can be found on the Student Intranet.


Totum (formerly the NUS extra card) is a card that students can use to claim discounts for goods and services either online or in-store.
Totum has the best student discounts around.

Top brands include:

  • Misspap
  • ASOS
  • Misguided
  • Boohoo and BoohooMAN
  • Carphone Warehouse

Students enrolled at college will be entitled to access a Totum Card. For more information go to Totum or to apply for a card here: